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Loan Calculator - FREE

by Arnaud MEYNIEL, Version: 1.0.2 , 95 KB  

Package name: com.ameyniel.credit , Last Update: 2012-09-27 06:36:03


110 ratings (4.445 average)

10,000-50,000 downloads


What's new in this version (1.0.2):

- Multiple usability improvements
- Changed the name of the app.
- Cosmetic fixes

Description

Revolutionary loan calculator offering all possible calculations inside the same form:
- amount + duration + rate -> monthly payment
- duration + rate + monthly payment -> amount
- amount + rate + monthly payment -> duration
- amount + duration + monthly payment -> rate

Suitable for all types of loans: mortgage loan, car loan, ...

This single form helps finding its ideal financing by trial and error. For example:
- I'm considering buying a property $ 250,000, loan rates are around 4% and I prefer borrowing over 20 years.
- So I know the amount [250 000] duration [20], rate [4] and requests the calculation of the monthly repayment. The amount: $ 1,514.95.
- I only have a monthly budget of $ 1400.
- I then replace the monthly payment calculated by [1400] and ask to recalculate my borrowing capacity. Its amount $ 231,030.
- It is probably too low to negotiate the price with the seller. What if I increased the loan period?
- I replace the term by [22] and request to recalculate my borrowing capacity. Its amount $ 245,536.
- Maybe I could negotiate a bit the rate to the bank to do even better.
- I replace the rate by 3.9% and recalculate my borrowing capacity. Its amount $ 247,865.
- An offer at that price will surely be accepted.

Possible inclusion of insurance fees.

Can be installed on SD Card.

Please report potential issues on http://www.ameyniel.com.

Loan Calculator screenshot 1 Loan Calculator screenshot 2

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